Nominal interest rate and annual percentage rate of charge (APR): What are they, differences and how are they calculated. The nominal interest rate represents the value of the loan service provided by the banking entity; the APR includes the rest of the actual costs of the loan.
The economic maintenance of any project implies not staying long in deficit situations. But when trying to reach a surplus, we may find ourselves with problems related to the capacity for business growth.
The European law to avoid online fraud was implemented a year ago, forcing the implementation of user authentication factors in certain cases. In this post, we explain when it is mandatory to apply these factors and when not.
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